TERMS TERMS OF USE

Florence Capital Advisors (“Florence Capital Advisors”) is an SEC-registered investment advisor located in the state of New York. Florence Capital Advisors and its representatives are in compliance with the current filing requirements imposed upon SEC-registered investment advisors by those states in which Florence Capital Advisors maintains clients. Florence Capital Advisors may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. The Florence Capital Advisors website is limited to the dissemination of general information pertaining to its Advisors’ services, together with access to additional investment-related information, publications and links. Accordingly, the publication of the Florence Capital Advisors website on the Internet should not be construed by any consumer and/or prospective client as Florence Capital Advisors’ solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Florence Capital Advisors with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Florence Capital Advisors, please contact the SEC or the state securities regulators for those states in which Florence Capital Advisors maintains a notice filing. A copy of Florence Capital Advisors’ current written disclosure statement discussing Florence Capital Advisors’ business operations, services and fees is available from Florence Capital Advisors upon written request.

Florence Capital Advisors does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness or relevance of any information prepared by any unaffiliated third party, whether linked to the Florence Capital Advisors website or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes and all users thereof should be guided accordingly.

Fidelity Investments (“Fidelity”) and Pershing LLC (“Pershing”) are registered broker-dealers, and are not affiliated with Florence Capital Advisors or any advisor(s) whose name(s) appear(s) here. Florence Capital Advisors is independently owned and operated. Regardless of any referral or recommendation, Fidelity and Pershing do not endorse or recommend the investment strategy of any advisor. Fidelity and Pershing have agreements with Florence Capital Advisors under which they provide Florence Capital Advisors with services related to your account. Fidelity and Pershing do not review the Florence Capital Advisors materials and make no representation regarding information contained in the Florence Capital Advisors marketing materials, which should not be considered either a recommendation by these companies or a solicitation of any offer to purchase or sell any securities.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Florence Capital Advisors), will be profitable or equal any historical performance level(s).

Certain portions of the Florence Capital Advisors website (i.e., newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Florence Capital Advisors’ (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Florence Capital Advisors or from any other investment professional. Florence Capital Advisors is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice.

Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Florence Capital Advisors is engaged, or continues to be engaged, to provide investment Advisor services, nor should it be construed as a current or past endorsement of Florence Capital Advisors by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized advisor.

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to the Florence Capital Advisors website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Florence Capital Advisors, or from any other investment professional.

Each client and prospective client agrees, as a condition precedent to his/her/its access to the Florence Capital Advisors website, to release and hold harmless Florence Capital Advisors, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Florence Capital Advisors.

This website is provided for informational purposes only. Investing involves risk and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. No portion of any statement included herein is to be construed as a solicitation to buy or sell a security or the rendering of personalized investment advice over the Internet. Florence Capital Advisors is an SEC registered investment advisor that maintains a principal place of business in the State of New York. The firm may transact business only in those states in which it is notice filed or qualifies for a corresponding exemption from such requirements. For information about Florence Capital Advisors’ registration status and business operations, please consult the Firm’s Form ADV disclosure documents, available upon request.